[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.strban.cz\/kdyz-podnikani-nevynasi\/#Article","mainEntityOfPage":"https:\/\/www.strban.cz\/kdyz-podnikani-nevynasi\/","headline":"Kdy\u017e podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed","name":"Kdy\u017e podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed","description":"I kdy\u017e jsou podnikatel\u00e9 sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci, neznamen\u00e1 to v\u016fbec, \u017ee by se t\u011bm nejaktivn\u011bj\u0161\u00edm, nejpiln\u011bj\u0161\u00edm a nejzodpov\u011bdn\u011bj\u0161\u00edm da\u0159ilo","datePublished":"2021-11-20","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.strban.cz\/author\/#Person","name":"strban.cz\n","url":"https:\/\/www.strban.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"strban.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.strban.cz\/wp-content\/uploads\/mince%20a%20kalkula%C4%8Dka_3.jpg","url":"https:\/\/www.strban.cz\/wp-content\/uploads\/mince%20a%20kalkula%C4%8Dka_3.jpg","height":0,"width":0},"url":"https:\/\/www.strban.cz\/kdyz-podnikani-nevynasi\/","about":["Finance"],"wordCount":415,"articleBody":"    I kdy\u017e jsou podnikatel\u00e9 sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci, neznamen\u00e1 to v\u016fbec, \u017ee by se t\u011bm nejaktivn\u011bj\u0161\u00edm, nejpiln\u011bj\u0161\u00edm a nejzodpov\u011bdn\u011bj\u0161\u00edm da\u0159ilo v\u017edy skv\u011ble. Je sice obvykle pravdou, \u017ee jsou ti nejpracovit\u011bj\u0161\u00ed perspektivn\u011bj\u0161\u00ed ne\u017e n\u011bjac\u00ed leno\u0161i, ale nikdo tu nem\u00e1 nikdy jistotu, \u017ee si vyd\u011bl\u00e1 tolik, kolik by pot\u0159eboval. \u010casto se n\u011bco zvrtne, a pak m\u016f\u017ee kdokoliv ze soukromn\u00edk\u016f z\u00e1polit t\u0159eba i s naprosto z\u00e1sadn\u00edmi ekonomick\u00fdmi probl\u00e9my. A jak se soukrom\u00ed podnikatel\u00e9 se sv\u00fdmi probl\u00e9my pot\u00fdkaj\u00ed? Kdy\u017e u\u017e tito nev\u011bd\u00ed, kde by je\u0161t\u011b vzali n\u011bjak\u00e9 nepostradateln\u00e9 pen\u00edze, \u010dasto se rozhodnou vz\u00edt si n\u011bkde p\u016fj\u010dku. \u010cemu\u017e se vlastn\u011b ani nem\u016f\u017eeme divit, proto\u017ee je to mnohdy jedin\u00fd zp\u016fsob, jak pen\u00edze v t\u011b\u017ek\u00fdch obdob\u00edch sehnat. Jen\u017ee ani to nen\u00ed zp\u016fsob stoprocentn\u011b \u00fa\u010dinn\u00fd, i zde se to m\u016f\u017ee zkomplikovat. A to p\u0159edev\u0161\u00edm tehdy, kdy\u017e podobn\u00fd podnikatel nem\u00e1 dost vysok\u00e9 p\u0159\u00edjmy, diskredituj\u00ed ho n\u011bjak\u00e9 ty z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b.  Kdy\u017e prost\u011b podnikatel v nesn\u00e1z\u00edch nen\u00ed bonitn\u00ed, m\u016f\u017ee si na v\u011bt\u0161inu p\u016fj\u010dek nechat zaj\u00edt chu\u0165. P\u0159edev\u0161\u00edm v bank\u00e1ch mu nep\u016fj\u010d\u00ed, proto\u017ee tam se klade d\u016fraz pr\u00e1v\u011b na tyto parametry. A kam se tedy obr\u00e1tit se \u017e\u00e1dost\u00ed o pomoc, kdy\u017e jsou banky mimo hru, kdy\u017e jsou jejich p\u016fj\u010dky nedosa\u017eiteln\u00e9? Logika \u0159\u00edk\u00e1, \u017ee jsou v podobn\u00e9 situaci tou dost mo\u017en\u00e1 \u00fapln\u011b nejlep\u0161\u00ed mo\u017enost\u00ed \u0159e\u0161en\u00ed hypot\u00e9ky bez registru. Ty jsou nab\u00edzeny nebankovn\u00ed spole\u010dnost\u00ed, kter\u00e1 je daleko ochotn\u011bj\u0161\u00ed se se z\u00e1jemci o p\u016fj\u010dku n\u011bjak domluvit a naj\u00edt sch\u016fdn\u00e9 \u0159e\u0161en\u00ed.  U nebankovn\u00edch hypot\u00e9k prost\u011b n\u00edzk\u00e9 v\u00fdd\u011blky \u017eadatel\u016f \u010di n\u011bjak\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nevad\u00ed. Nam\u00edsto nich se tu d\u00e1 coby z\u00e1ruka vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz do z\u00e1stavy nemovitost, a pak u\u017e nen\u00ed probl\u00e9m domluvit se t\u0159eba i na hodn\u011b vysok\u00e9 p\u016fj\u010dce s dlouhou dobou spl\u00e1cen\u00ed a zvladateln\u00fdmi spl\u00e1tkami. A pr\u00e1v\u011b to m\u016f\u017ee leckomu z podnikatel\u016f pomoci dostat se z jinak t\u0159eba i nezvladateln\u00e9 finan\u010dn\u00ed t\u00edsn\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed","item":"https:\/\/www.strban.cz\/kdyz-podnikani-nevynasi\/#breadcrumbitem"}]}]