[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.strban.cz\/k-cemu-slouzi-podnikatelska-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.strban.cz\/k-cemu-slouzi-podnikatelska-hypoteka\/","headline":"K \u010demu slou\u017e\u00ed podnikatelsk\u00e1 hypot\u00e9ka","name":"K \u010demu slou\u017e\u00ed podnikatelsk\u00e1 hypot\u00e9ka","description":"Nejen fyzick\u00e9 osoby si pot\u0159ebuj\u00ed n\u011bkdy za\u017e\u00e1dat o p\u016fj\u010dku. Plat\u00ed to i o t\u011bch pr\u00e1vnick\u00fdch, zejm\u00e9na v jejich za\u010d\u00e1tku. Je","datePublished":"2022-01-21","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.strban.cz\/author\/#Person","name":"strban.cz\n","url":"https:\/\/www.strban.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0379e0c919e89f337c2f51ff1404922f8441b43281fb91f3719df99f70b9888f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"strban.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.strban.cz\/wp-content\/uploads\/hypoteka3_7.png","url":"https:\/\/www.strban.cz\/wp-content\/uploads\/hypoteka3_7.png","height":0,"width":0},"url":"https:\/\/www.strban.cz\/k-cemu-slouzi-podnikatelska-hypoteka\/","about":["Finance"],"wordCount":438,"articleBody":"   Nejen fyzick\u00e9 osoby si pot\u0159ebuj\u00ed n\u011bkdy za\u017e\u00e1dat o p\u016fj\u010dku. Plat\u00ed to i o t\u011bch pr\u00e1vnick\u00fdch, zejm\u00e9na v jejich za\u010d\u00e1tku. Je v\u0161ak jasn\u00e9, \u017ee nemohou m\u00edt stejn\u00e9 podm\u00ednky jako b\u011b\u017en\u00fd \u010dlov\u011bk, u\u017e jen d\u00edky specifick\u00e9mu pr\u00e1vn\u00edmu postaven\u00ed firem.To v\u0161ak neznamen\u00e1, \u017ee by jim poskytovatel\u00e9 nebyli ochotni vyhov\u011bt. Koneckonc\u016f, zbyte\u010dn\u011b by se tak p\u0159ipravili o z\u00e1kazn\u00edky, co\u017e by byla hloup\u00e1 obchodn\u00ed strategie. Proto najdeme celou \u0161k\u00e1lu podnikatelsk\u00fdch p\u016fj\u010dek, kter\u00e9 jsou ur\u010deny pr\u00e1v\u011b pro n\u011b.Jednou z nich je i podnikatelsk\u00e1 hypot\u00e9ka. Zde si mus\u00edme uv\u011bdomit, \u017ee na rozd\u00edl od t\u011bch klasick\u00fdch je hypot\u00e9ka \u00fa\u010delov\u00e1 p\u016fj\u010dka. To znamen\u00e1, \u017ee pen\u00edze lze pou\u017e\u00edt pouze p\u0159edem dan\u00fdm zp\u016fsobem, v tomto p\u0159\u00edpad\u011b na koupi nebo i rekonstrukci nemovitosti. Ta mus\u00ed b\u00fdt tak\u00e9 vybr\u00e1na p\u0159edem, a podle n\u00ed se odv\u00edj\u00ed \u010d\u00e1stka, kterou dostaneme.Dobr\u00e1, ale pro\u010d by ji podnikatel\u00e9 pot\u0159ebovali? Odpov\u011b\u010f je jednoduch\u00e1: na koupi prostor, kde budou podnikat. Jen m\u00e1lokdo toti\u017e m\u00e1 to \u0161t\u011bst\u00ed, \u017ee m\u016f\u017ee sv\u00e9 produkty vyr\u00e1b\u011bt \u010di prod\u00e1vat ve sv\u00e9m vlastn\u00edm dom\u011b nebo byt\u011b. V\u011bt\u0161inou jsou pot\u0159eba speci\u00e1ln\u00ed prostory, kter\u00e9 by nav\u00edc m\u011bly b\u00fdt i ve vhodn\u00e9 lokalit\u011b. A to rozhodn\u011b nen\u00ed nejlevn\u011bj\u0161\u00ed z\u00e1le\u017eitost\u00ed.Jak se ale takov\u00e1 podnikatelsk\u00e1 hypot\u00e9ka posuzuje? U t\u00e9 klasick\u00e9 hraje roli \u010dist\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem \u017eadatele a fakt, zda nen\u00ed v registru dlu\u017en\u00edk\u016f. Jak je tomu u podnikatel\u016f?Zde samoz\u0159ejm\u011b s p\u0159\u00edjmem po\u010d\u00edtat nem\u016f\u017eeme, koneckonc\u016f zvl\u00e1\u0161t\u011b u t\u011bch za\u010d\u00ednaj\u00edc\u00edch tyto pen\u00edze pou\u017eij\u00ed pr\u00e1v\u011b na to, aby n\u011bjak\u00fd mohli m\u00edt. P\u0159esto si poskytovatel\u00e9 prov\u011b\u0159uj\u00ed alespo\u0148 \u010d\u00e1ste\u010dn\u011b jeho finan\u010dn\u00ed situaci.Tak\u00e9 se zaj\u00edmaj\u00ed, zda v sou\u010dasn\u00e9 dob\u011b nen\u00ed ona firma v insolvenci \u010di v konkurzn\u00edm \u0159\u00edzen\u00ed. V takov\u00e9m p\u0159\u00edpad\u011b by z\u00edsk\u00e1n\u00ed hypot\u00e9ky bylo samoz\u0159ejm\u011b mnohem obt\u00ed\u017en\u011bj\u0161\u00ed, a\u010dkoliv nikoliv nemo\u017en\u00e9.I zde toti\u017e existuj\u00ed r\u016fzn\u00e9 typy, mezi kter\u00fdmi je mo\u017en\u00e9 volit. A je na dan\u00e9m podnikateli \u010di na veden\u00ed on\u00e9 firmy, aby vybrali takovou, kter\u00e1 pro n\u011b bude nejv\u00fdhodn\u011bj\u0161\u00ed. Tak z\u00edskaj\u00ed pot\u0159ebn\u00e9 prostory a budou m\u00edt dostatek pen\u011bz na spl\u00e1cen\u00ed. A to je pro poskytovatele to nejd\u016fle\u017eit\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          2.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"K \u010demu slou\u017e\u00ed podnikatelsk\u00e1 hypot\u00e9ka","item":"https:\/\/www.strban.cz\/k-cemu-slouzi-podnikatelska-hypoteka\/#breadcrumbitem"}]}]